20 Tenets of the Affordable Care Act

20 Tenets of the Affordable Care Act

TENET 1

A member can stay on their parent’s insurance until age 26.

TENET 2

Members have no limits to the amount of essential care they can receive each year and in their lifetime.

TENET 3

Members do have limits on the out-of-pocket costs they pay like copays and deductibles on key health benefits.

TENET 4

Members cannot lose coverage or be kept out because they have a pre-existing condition.

TENET 5

Members cannot have their coverage cancelled when they get sick.

TENET 6

Members cannot be charged more because they are a woman.

TENET 7

Members can access preventive services like certain cancer screenings, contraceptive services, and immunizations for free.

TENET 8

Members can strike out on their own to create a business or retire when ready without worrying about losing health coverage.

TENET 9

Have a competitive, transparent Health Insurance Marketplace to shop for health coverage.

TENET 10

Get assistance to pay for health insurance through tax credits for the middle class no matter where they live.

TENET 11

Can access Medicaid benefits in more states.

TENET 12

No longer face double-digit insurance premium rate hikes without justification.

TENET 13

Receive rebates from insurers if not enough is spent on health care and quality improvements.

TENET 14

Experience improved Medicare benefits and can save money on medications (by closing the “donut hole” coverage gap).

TENET 15

Have peace of mind that the Medicare trust fund will be around for 13 more years since the enactment of the Affordable Care Act.

TENET 16

Are better protected with tougher penalties for health care fraud.

TENET 17

Have access to hundreds of newly built and improved community health centers.

TENET 18

Receive care from more and better trained nurses and doctors.

TENET 19

Experience improved patient safety that has saved lives and reduced patient harms (like adverse drug interactions, pressure ulcers, hospital acquired infections, etc.)

TENET 20

Have an electronic health record in nearly all hospitals and most doctors’ offices.