20 Tenets of the Affordable Care Act
A member can stay on their parent’s insurance until age 26.
Members have no limits to the amount of essential care they can receive each year and in their lifetime.
Members do have limits on the out-of-pocket costs they pay like copays and deductibles on key health benefits.
Members cannot lose coverage or be kept out because they have a pre-existing condition.
Members cannot have their coverage cancelled when they get sick.
Members cannot be charged more because they are a woman.
Members can access preventive services like certain cancer screenings, contraceptive services, and immunizations for free.
Members can strike out on their own to create a business or retire when ready without worrying about losing health coverage.
Have a competitive, transparent Health Insurance Marketplace to shop for health coverage.
Get assistance to pay for health insurance through tax credits for the middle class no matter where they live.
Can access Medicaid benefits in more states.
No longer face double-digit insurance premium rate hikes without justification.
Receive rebates from insurers if not enough is spent on health care and quality improvements.
Experience improved Medicare benefits and can save money on medications (by closing the “donut hole” coverage gap).
Have peace of mind that the Medicare trust fund will be around for 13 more years since the enactment of the Affordable Care Act.
Are better protected with tougher penalties for health care fraud.
Have access to hundreds of newly built and improved community health centers.
Receive care from more and better trained nurses and doctors.
Experience improved patient safety that has saved lives and reduced patient harms (like adverse drug interactions, pressure ulcers, hospital acquired infections, etc.)
Have an electronic health record in nearly all hospitals and most doctors’ offices.